DIRECT GULF ACCESS o BOAT LIFT o NEW ROOF BEFORE CLOSING o ROOM FOR A POOL o TRANSFERABLE LOW-COST FLOOD INSURANCE Experience the ultimate Florida waterfront lifestyle in this beautifully maintained ELEVATED HOME located in the highly desirable waterfront community of HERNANDO BEACH. Situated on a DEEP & WIDE CANAL with DIRECT GULF ACCESS, this property offers a VERY SHORT BOAT RIDE TO THE OPEN GULF WATERS and is fully equipped for boating enthusiasts with 2 DOCKS, including a FLOATING DOCK, stationary dock, and private BOAT LIFT. The ground level of the home is used for a GARAGE/STORAGE AREA while the second level offers 1,668 square feet of living space with 3 bedrooms, 2 bathrooms, a LAUNDRY ROOM, and a large 2ND STORY BALCONY with low-maintenance TREX DECKING spanning nearly the width of the home. The SPLIT FLOOR PLAN provides privacy and functionality while the inviting GREAT ROOM FLOOR PLAN seamlessly connects the living, dining, and kitchen areas, creating the perfect space for entertaining and everyday coastal living. Enjoy breathtaking canal views from the expansive living room featuring VAULTED CEILINGS, oversized 4-PANEL HURRICANE STORM SLIDERS, and a WALL OF WINDOWS that flood the home with natural light. The spacious kitchen features STAINLESS STEEL APPLIANCES, beautiful wood cabinetry, pantry storage, and abundant counter space overlooking the water. LAMINATE FLOORING and VAULTED CEILINGS continue throughout the main living areas, enhancing the bright and airy coastal feel of the home. The spacious PRIMARY SUITE is a relaxing retreat featuring VAULTED CEILINGS, laminate flooring, a WALK-IN CLOSET, and FRENCH DOORS WITH BUILT-IN BLINDS leading to the porch overlooking the water. The primary bath includes a CUSTOM VANITY with generous counter space and a WALK-IN SHOWER. Two additional bedrooms are generously sized and share a second bath featuring CUSTOM CABINETRY, a tub/shower combination, and built-in linen storage. Additional highlights include a NEW ROOF TO BE INSTALLED PRIOR TO CLOSING, AC replaced in 2019, an INTERIOR Bruno VERTICAL PLATFORM LIFT/ELEVATOR SHAFT to the second floor, an OVERSIZED 3-CAR GARAGE WITH EXTRA STORAGE SPACE, a convenient HALF BATH IN GARAGE, a COVERED PATIO AREA, SEAWALL CAP, EXTRA WIDE DRIVEWAY with GRAND COLUMNS, and elegant DOUBLE GLASS-LIT ENTRY DOORS. The AMAZING BACKYARD offers PLENTY OF ROOM FOR A POOL, making it easy to create your own private waterfront oasis. A major benefit is the TRANSFERABLE FLOOD INSURANCE policy at approximately 1,804 dollars per year, offering substantial savings compared to current rates. Current HOMEOWNERS INSURANCE is approximately 2,135 dollars per year. Located in a GOLF CART FRIENDLY COMMUNITY close to marinas, public boat ramps, waterfront restaurants, entertainment, and shopping, this home also allows SHORT-TERM RENTALS, making it ideal as a primary residence, vacation home, or INCOME-PRODUCING INVESTMENT PROPERTY. Convenient access to the SUNCOAST PARKWAY provides an easy commute to Tampa Bay and surrounding areas. MOVE-IN READY and NICELY MAINTAINED inside and out, this is your opportunity to enjoy the very best of Florida Gulf Coast waterfront living.